I want to know what the amount of loans and minimum asset based lending in the UK? Also how is the amount decided? Which is based. Basically … In the UK there are many loan companies specializing in different asset classes. You could write a book about it (and I hope someone has = check out Amazon :-)) Obviously have heard of mortgage companies – these are provided mainly to private property. . Usually up to 80% of property valuation. . They can cite an example minimium 5000, however rates etc. Usually exceed this amount. There are two types of loans are available – 'Return' and 'Interest Only' (. Loans endowment largely been discredited, however some of the darkest eg foreign currency mortgages may still be available) There are companies Car finance – thesis specialize in providing financing for the purchase of cars. A number of different schemes, secured loans straight against the vehicle to various leasing schemes 'HP' (rent / buy) and is available. Some automakers offer financing (through the dealer), for example. Ford / GM. The loan is usually based on the purchase price of the vehicle and sometimes limited to 95%. . In the 'old days' there used to be companies that specialized in financing for the purchase of TVs – but most are now providers of consumer finance in general. The maximum is the "ticket price" of the goods and minimium could be 100 pounds or so. Finally, for individuals, we have the "Pawn Shops. They operate on the second-hand goods' (the others are normally provided only at the point of initial purchase) and up to 30% of the value of assets. They charge high interest rates (though less than the rates charged by companies unsecured loans). . However they will lend on almost anything and usually do not have "minimal". . The following are all companies Finance. These range from straight business loans (secured against property, equipment or values) for loans against bills of sale and the governance Export Guarantee. Again all asset-backed loans are based on the market value of assets.