I have a business that is in need training and funding for a total of 100K. I can not refinace my house. I do not have to pinch from retirement. Where I can go with little or no assets to get funding for my start up business. Basically … Talk to the small business administration. They will help you with the loans. Also try applying for grants. You know the guy with the big bood and question mark shirt screaming money on free TV? He is real, check out his book. Also see if your city has to distribute funds through what is called a background of "tiff" basically gives the city money to give to their new business.